Regular Savings Account A deposit of $25.00 will open your account and entitles you to the benefits of membership with East Hartford Federal Credit Union.   Holiday/Christmas Club Account First Tuesday in November, funds are automatically transferred to your savings account.   Vacation Club Account Last Tuesday in April, funds are automatically transferred to your savings account.   Certificates of Deposits Terms - 6, 12 and 24 Months Minimum deposit of $1,000.   Checking Account No monthly fees or service charge No per-check fee No minimum balance required ATM/VISA Debit Card access Overdraft protection from your regular savings account Telephone audio response access Internet Banking access